Consolidate Debt
Struggling with Multiple Payments? Combine Them Into One.
Combine your home loan and other debts into one monthly payment. Contract Exchange's debt consolidation program helps Iowa homeowners simplify their finances and get a fresh start.
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Who This Is For
We Help Iowa Homeowners Dealing With:
Key Details
Who We Can Help.
Instead of juggling multiple bills, creditor calls, and collection notices, qualified buyers can get one simple monthly payment.
Basic Requirements
Terms vary based on your situation. Not all applicants will qualify.
How It Works
The Process with Contract Exchange.
Debt Payoff
We help pay off the debts holding you back from financial freedom.
Home Refinance
Use your home's value to consolidate debts into a loan that fits your situation.
Loan Restructuring
Adjust your loan terms to make payments easier to manage.
Fast Closings
We move quickly so you can get peace of mind right away.
Looking for a Way to Consolidate Debt?
Have questions about debt consolidation, available options, or how the process works? Our FAQ page provides helpful information to help you better understand your next steps.
What Happens Next
Three Simple Steps.
Reach Out
Call us or click "Virtual Chat" to discuss your situation with our virtual help desk.
Review Your Options
We review your debts, your equity, and your goals, then explain what's available.
Move Forward
Together, we create a solution designed to help you move forward on your terms.
What our clients say
Real Results From Real Iowans.
"I highly recommend! I was faced with a situation that was going to keep me from living up to my end of the contract. Contract Exchange gave me a solution that was better than I could have imagined! I am happy to say, that because Chris & Tony were willing to work with me, I signed the paperwork work this morning & got my house refinanced!"
Shell C.
CEC Client
Begin
Take Control of Your Finances. One Payment at a Time.
Iowans helping Iowans. Ready to explore your options?
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Important Disclosure: Contract Exchange does not guarantee approval, debt reduction, payment savings, or specific loan terms. Loan approval, rates, payments, and eligibility are subject to underwriting, creditworthiness, property value, equity, income verification, and lender requirements. Consolidating debt into a mortgage loan may increase the total amount repaid over time and may extend the repayment period. Not all applicants will qualify. Terms and conditions apply.