Property Taxes

Behind on Property Taxes? We Can Help.

If you’re an Iowan struggling to pay your property taxes due to financial hardship, you don’t have to lose your home—we’re here to help. The sooner you act, the more options you may have. 

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Our Offer

What We Do

We offer real, long-term solutions to help you catch up on property taxes, keep your home, and create a loan that works for you now and into the future.

While some companies offer quick “fixes” that come with high fees or even put your ownership at risk, we take a different approach. We focus on solutions designed to protect your home and set you up for long-term success.

At Contract Exchange, we understand that life happens. We provide clear, honest solutions to help you move forward with confidence and get a fresh start. If you’re ready to take control and turn things around, we’re here for you.

With 45 years of fair, trusted, and reliable service, we’re a partner you can rely on.

Do it correctly—or don't do it at all.

The standard applied to every transaction we undertake.

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Services For

  • Homeowners at risk of falling behind on property taxes
  • Homeowners who are already behind on property taxes
  • Homeowners at risk of losing their home due to potential tax sale

Solutions We Offer

  • Home Refinance – Use your home’s value to pay off property taxes and stay in your home
  • Loan Changes – Adjust your loan terms to make payments easier to manage
  • Fast Closings – We move quickly so you can get peace of mind right away

Home Loan

4 Easy Steps to a Home Loan

01 —

Call Us

Call us or click “Chat Now” to discuss your needs with our virtual help desk

02 —

Apply

Complete your application, and we’ll determine how much you’re approved for, so you can plan with confidence.

03 —

Buy with Confidence

Move forward knowing you have secure, reliable financing that meets your needs.

04 —

Close with Support

We’ll be by your side through closing and every step along the way. Your loan stays with Contract Exchange, so you can always reach out to us directly.

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Home Loan

Benefits

Low move-in costs

Flexible terms to fit your needs

Credit challenges accepted

Immediate equity

Quick closings

Guidance every step of the way

Your loan stays with Contract Exchange

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Buying a Home on Contract is REAL Home Ownership.

Visit our FAQs Page to Learn More.

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Who We Are

Our Approach

We believe everyone deserves a fair chance at homeownership and financial stability. Some people need flexible options or a fresh start before returning to traditional financing, and we are here to help.

We offer fast, fair, and reliable lending solutions across Iowa. Whether you’re buying a home, refinancing, or using your home’s equity, we create solutions that fit your situation.

With a focus on integrity, clarity, and custom solutions.  We handle every detail with care so you can move forward with confidence.

Do it correctly—or don't do it at all.

The standard applied to every transaction we undertake.

Contract Exchange

Why Iowans Choose Contract Exchange

  • 45+ years of experience
  • Flexible, non-traditional solutions
  • Past credit problems accepted
  • Clear, step-by-step guidance
  • Our loans stay local – talk with us anytime
  • A+ Rating with the Better Business Bureau

Expectation

Clarity over promise

Process

Measured evaluation, not speed

Commitment

Long-term accountability

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Explore Available Homes

Interested in buying a home? You can use our program to buy any house that’s on the market, or purchase one of the homes below to take advantage of low move-in costs.

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Own your future, through fair and honest contract sales.