Sell a Contract

Sell Your Contract for Cash, Without the Stress.

Want to turn your contract or note into cash? Contract Exchange purchases contracts across Iowa with clear offers, fast closings, and no pressure. For over 45 years, we've helped Iowans access the cash they need with confidence.

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Virtual Chat

No repairs, no listings, no pressure. Talk to a real person.

Who This Is For

You Might Benefit from Selling Your Contract If You're:

  • Wanting a lump sum of cash instead of monthly payments
  • Concerned about missed payments or default risk
  • Looking to reinvest in another opportunity
  • Settling an estate or inheritance
  • Tired of collecting or managing payments
  • Going through a life change (retirement, divorce, relocation)
  • Anticipating the buyer's balloon payment
  • Ready for a clean, hassle-free exit

How It Works

A Simpler Way Forward.

Selling an eligible contract lets you turn future payments into cash today, without the hassle of managing the loan yourself. We offer straightforward terms and handle the details so you don't have to.

  • Quick Closings
  • Cash Offers
  • As-Is Condition
  • Flexible Terms
  • Local Support

What Happens Next

Three Simple Steps.

Reach Out

Call us or click "Virtual Chat" to tell us about your contract or note.

Review Your Offer

We evaluate your contract and, if it qualifies, we present an offer with clear terms.

Get Your Cash

Accept the offer, and we handle the closing. Your cash is on the way.

Selling a Contract Made Simple.

Have questions about the contract selling process, requirements, timelines, or what to expect? Our FAQ page covers the details and provides answers to the most common questions.

Visit our FAQs Page
  • 45+ Years of Experience
  • A+ Better Business Bureau Rating
  • Local Iowa Company
  • Fair, Straightforward Offers
  • Talk to Real People

What our clients say

Real Results From Real Iowans.

"Have nothing but good things to say about this company.  Very easy to work with. They are always helpful when we have questions. Highly recommend."

Steph Jones

CEC Client

Comenzar

Turn Your Contract Into Cash. On Your Terms.

Over 45 years of cash offers across the state of Iowa. Ready to get started?

 Call now
Virtual Chat

Speed * Reliability * No Pressure * Talk to a Real Person

Important Disclosure: Contract purchases are subject to review and approval by Contract Exchange. Not all contracts, notes, or payment streams qualify for purchase. Offer amounts, purchase terms, and closing timelines vary based on factors including payment history, remaining balance, property value, contract terms, title status, and other transaction-specific considerations. References to cash offers, fast closings, or simplified transactions describe potential benefits and are not guarantees. Individual circumstances may affect available options and timing. Testimonials reflect the experiences of individual clients. Individual experiences may vary.