Contract Services

Contract Loan Creation and Servicing, Made Simple.

If you're tired of managing the paperwork for your private note or contract sale, or you want to sell a property on contract but aren't sure where to start, let Contract Exchange handle the job. We have over 45 years of experience, handling every detail with care.

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No hassles. Just experience you can trust.

Who This Is For

Built for Iowa Property Owners and Investors.

  • Property owners selling on contract who need professional servicing
  • Anyone tired of tracking payments and paperwork
  • Investors managing multiple contracts
  • Property owners who want to sell on contract but need help getting started

Our Services

Two Ways We Work with You.

Contract Origination

Want to sell a property on contract but unsure where to start? We help create new contract loans that follow all guidelines, coordinate closings and disclosures with your buyer, and make sure everything is set up correctly from day one.

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Contract Servicing

Already have a contract in place? We handle the ongoing work: collecting payments, tracking balances, sending statements, managing late payments, and providing year-end tax forms. You stay the owner. We handle the details.

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The Details

What's Included.

Setup and Closings

  • Create new contract loans that follow all guidelines
  • Coordinate closings and disclosures with your buyer
  • Process payoffs and contract transfers
  • Communicate with buyers and answer questions

Payment Management

  • Collect and track monthly payments
  • Send payment reminders and handle late payments
  • Calculate and apply late fees when needed

Records and Reporting

  • Keep accurate records and account balances
  • Provide statements and payoff information
  • Provide Forms 1098 and 1099-INT for tax reporting
  • Help manage taxes and insurance (if applicable)
  • Handle final paperwork when the contract is paid off

Still Have Questions?

Whether you're managing payments, handling paperwork, or looking for support with an existing contract, our FAQ page answers common questions and explains how we can help.

Visit our FAQs Page

What Happens Next

Three Simple Steps.

1

Reach Out

Call us or click "Virtual Chat" to tell us about your contract or property.

2

Review Your Needs

We recommend the right services: origination, servicing, or both.

3

We Handle the Rest

We take care of the paperwork, payments, and reporting.

  • 45+ Years of Experience
  • A+ Better Business Bureau Rating
  • Local Iowa Company
  • Flexible, Non-Traditional Solutions
  • Talk to Real People

What our clients say

Real Results From Real Iowans.

"We have done business with Contract Exchange for decades. It is a trusted opportunity for growth and success. A company where you can build a professional financial relationship. A class act, negotiating ethically for mutually beneficial deals."

Susan Joliet

CEC Client

Comenzar

Let Us Handle the Work. You Stay the Owner.

Over 45 years of contract management across Iowa. Ready to get started?

 Call Now
Virtual Chat

No pressure. Just experience you can trust.

Important Disclosure: Contract Exchange provides contract origination and servicing support but does not provide legal, tax, or accounting advice. Services and available options vary by transaction. Property owners and buyers should consult their own professional advisors regarding legal, tax, and financial matters. Testimonials are individual experiences and are not guarantees of future results.